31 articles
Comprehensive guide to buying land in Galicia for foreigners. Land types (rural, developable, urban), planning permission, PGOU, prices per m² by area (rural €15-40/m², urban €80-200/m²), legal steps, due diligence with nota simple and urban planning certificate, ICI tax, common mistakes and real case studies with Costa da Morte prices.
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How much does it really cost to buy a house in Galicia? We break down all taxes, notary fees, and additional costs so there are no surprises.
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Complete guide to getting a mortgage in Galicia as a foreigner. Income requirements, down payment, documentation, banks accepting international clients, current interest rates, associated costs and strategy for the best conditions in 2025.
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Complete guide for foreigners on buying properties at judicial auctions in Galicia. Learn how judicial auctions work in Spain, registration requirements, necessary deposits (20-30%), step-by-step process, risks and discounts of up to 50% below market price.
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Detailed comparison of 7 banks offering non-resident mortgages in Galicia. Tables with max LTV, fixed and variable rates, fees, and special conditions. Includes case study of a 150,000 euro property in Corcubion with monthly payment breakdown and documentary requirements for foreigners.
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The arras contract is the most critical legal document between a verbal agreement and the notary signing in a Galician property transaction. Learn about the types of arras (penitential, confirmatory, penal), the standard 10% deposit, legal timelines, risks for buyers and sellers, and how to protect yourself with conditions precedent. Essential guide for foreigners and residents buying on the Costa da Morte.
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Complete guide to civil liability insurance in Galicia, aimed at property owners and tenants on the Costa da Morte and across the autonomous community. Covers what the policy includes, whether it is mandatory, annual costs between 30 and 100 euros, leading insurers, differences between tenant and owner insurance, community building insurance, and how to file claims for incidents.
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Everything you need to know about buying a house in Galicia as a foreigner: legal requirements, NIE, bank account, notary, taxes, realistic timelines, and itemized costs. A step-by-step guide with updated 2025 data on prices by area, Property Registry procedures, and advice from a local agent with years of experience helping international buyers find their dream home on Spain's stunning northwest coast.
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Everything you need to know about home, life, and liability insurance for your property in Galicia as a foreign owner. We compare Mapfre, Mutua Madrileña, AXA, Allianz, Zurich, and Caser with real prices, specific coverages for Costa da Morte properties, and legal requirements for tourist rentals. Updated guide with average costs and tips for getting the best rates from English-speaking brokers.
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Complete guide comparing fixed and variable mortgages in Galicia for foreigners in 2025. We analyze current rates: fixed at 2.5-3.5% and variable Euribor+1.2-2.0%. Includes comparison table for 150,000 euros over 25 years, banks offering each type (Abanca, Santander, BBVA, Sabadell, Bankinter), early repayment penalties, subrogacion (bank switching), mixed mortgages, and recommended strategy by risk profile.
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Everything you need to know to buy property in Galicia as a foreigner: NIE process, bank accounts, legal requirements, taxes (ITP 3-9%), notary process, and specific tips for German, French, and British buyers.
Read guide → Detailed guide to buying properties at judicial auctions in Galicia. How BOE auctions work, legal requirements, risks, expected discounts, financing and tips for foreign investors on the Costa da Morte and Galicia.
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Galicia is one of Spain's most affordable regions for buying property. From rural villages in Lugo to coastal apartments on the Costa da Morte, we explore where to find houses under €100,000, what to check before buying, and how to budget for renovations. A complete guide for investors and buyers seeking genuine real estate opportunities in northwestern Spain.
Read guide → Everything you need to know to buy a property on the Costa da Morte: from choosing the perfect area to closing the deal. Tips from a local expert with +10 years experience.
Read guide → Complete guide to home insurance in Galicia for foreign owners. Essential coverages, specific Galician climate risks, insurer comparison, average prices and tips for choosing the best policy for your Costa da Morte property.
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