How much does it cost to buy a house in Galicia?

Prices vary by area. On the Costa da Morte, average prices range from €800 to €1,800/m². A renovated house in Corcubión or Cee costs €120,000-250,000, while beachfront apartments can exceed €300,000. Inland villages offer opportunities from €60,000.

Can a foreigner buy property in Spain?

Yes, anyone regardless of nationality can buy property in Spain. You only need to obtain an NIE (Foreigner Identity Number), open a Spanish bank account, and meet tax requirements. There are no restrictions for international buyers.

What taxes do I pay when buying a house in Galicia?

For resale properties, ITP in Galicia is 8% (up to €400,000) and 10% on the excess. For new builds, VAT is 10%. You also pay AJD (1.5%), notary fees (€600-1,200), registry (€400-800), and administration (€300-600).

How long does the buying process take?

The complete process typically takes 6-12 weeks from signing the arras contract to the public deed. Property search can add 1-3 months. If you need a mortgage, allow 4-6 additional weeks for bank approval.

Buying 4 May 2025 2 min 289

Social Housing in Galicia: Can Foreigners Buy?

What is Social Housing (VPO)?

The Official Protection Housing (VPO) is a subsidized housing system managed by the Spanish state and autonomous communities. In Galicia, the Xunta manages these programs through the Galician Housing Institute (IGVS). VPO properties have regulated maximum prices for people with limited incomes.

Types of VPO in Galicia

VPO Basica: Regulated maximum price, for incomes between 1.5 and 3 times the IPREM.
VPO Regimen General: For incomes up to 5.5 times the IPREM.
VPT (Tutored Protection Housing): For low incomes, up to 2.5 times the IPREM.
Agreed Price Housing: Intermediate prices between free market and VPO.

The IPREM in 2025 is 600 euros/month (7,200 euros/year).

Can Foreigners Access VPO?

Yes, foreigners can access VPO in Galicia, provided they meet the same requirements as Spanish citizens:

Be of legal age or emancipated
Have a NIE (Foreign Identity Number)
Not exceed the established income limits
Not own another property (with exceptions)
Be registered (empadronado) in a Galician municipality

Note: EU foreigners have the same rights as Spaniards. Non-EU foreigners need legal residence in Spain.

Xunta Solga Portal

The Solga portal (solga.xunta.gal) is the official platform for social housing management in Galicia. You can check available developments, register as an applicant and check your position on waiting lists.

Subsidized Mortgages

Program	Condition	Benefit
IGVS Mortgage	VPO buyers	Interest 1-2% below market
ICGA (Avance)	First-time buyers	Financing up to 95%
Rehabilita Program	VPO renovation	Grant up to 30%

Resale Restrictions

Binding period: You cannot sell the VPO for 10-30 years depending on the type.
Maximum resale price: Limited by IGVS regulated prices.
Right of first refusal: The Xunta has priority to repurchase.

Alternatives for Foreigners

Agreed price housing: Less strict income limits.
Social rent: Subsidized rental programs from IGVS.
Rehabilitation: Grants for renovating old properties on the Costa da Morte.
Free market purchase: In areas like Corcubion or Cee prices are very competitive.

At Cristina Vazquez Inmobiliaria we advise you on all housing options on the Costa da Morte.

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Written by Cristina Vázquez

Real estate agent in Corcubión with over 10 years of experience in the Costa da Morte market.

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